Austin Business Finance, LLC dba Backd is committed to protecting your security and privacy. In an effort to provide you with the highest quality of care, the following Privacy & Security Policy explains our online information practices and the choices we make together about the way your information is collected and used. The access or use of our website is an agreement to be bound by the terms of this Privacy & Security Policy. If you have any questions about this policy, please contact our team.
Information We Collect Online
We collect personal information that you choose to provide to us or which we receive from other sources (“Personal Information”). Our primary purpose for collecting your information is to provide you with the best products and services, and to exceed your expectations. The information which we collect and store includes:
Note that we collect Personal Information from California residents and from agents, referral partners, brokers, or credit reporting agencies. We do not collect all categories of Personal Information from each source.
Sources of Information
The primary source of all information we receive is you, our valued customer. In addition to the information you entrust us, we may collect information from publicly available sources, third party referral sources, internal records, credit agencies and financial crime prevention agencies.
Third Party Information
In some cases, we may receive certain Personal Information from you about a third party. If you submit any Personal Information about another individual to us, you are responsible for making sure you have the authority to do so and to allow us to use their Personal Information in accordance with this Privacy & Security Policy.
The Way We Use Information
We use the information you provide us to tailor our various products and services for you. We do not share this information with outside parties except as necessary to complete your request and in conjunction with this policy. Specific uses of your information may include:
Additionally, we may allow customers to post information to our website. If you post information on our website, such as commenting on content or participating in blogs or forums, or when you interact with our site through social media sites, this information may become public on the Internet. We are unable to prevent or control further use of this information. Likewise, we are not responsible for the accuracy of any information posted by customers.
How We Share Your Information
If we ever share the information that we collect about you, it may be in the following ways:
Third Party Links
Our website may contain links to other, third-party websites. We do not control third-party websites, their cookies, or have any control over third-party privacy policies. We are not responsible for the privacy policies and practices of third-party websites. Our website may contain social media features or widgets, such as Instagram, Facebook or LinkedIn, and any such social media feature or widget is hosted and controlled by a third-party.
Cookies and Other Tracking Technologies
Cookies are packets of data that are stored by your web browser software on your computer hard drive or other devices and which are used to identify the user (“Cookies”).
How to Opt Out of Cookies
You can opt out of Cookies set by specific entities by following the instructions found at these links:
If you decide to make use of these opt-out options please note that you will need to opt-out on every device that you use.
“Do Not Track” Signals
Some internet browsers incorporate a “Do Not Track” feature that signals to websites you visit that you do not want to have your online activity tracked.
There is not a uniform way that browsers currently communicate this “Do Not Track” signal, therefore our website does not respond to or change its practices when it receives “Do Not Track” signals.
Choices About Your Information
If you would like to opt-out and stop receiving communications from us or if you would like to obtain a copy of the information we have on you, correct any information, delete or restrict the use of any of your Personal Information, please contact us. Note that you may not opt-out of administrative emails (for example, emails about your account, transactions, or policy changes) for your registered account.
To unsubscribe from our marketing emails, please click the unsubscribe link included in the footer of our emails.
Our products and services are marketed to successful businesses. Our products and services are not intended for children under the age of 18. We do not knowingly collect or store information from users under the age of 18.
The terms of this Privacy & Security Policy are subject to amendment and improvement. If we make changes to this policy, we will post the changes to this website. The continued use of our website will constitute your acknowledgement of any such changes or amendments and your agreement to be bound by the terms.
We maintain reasonable procedures to safeguard your personal and valuable information. The physical security of your information is achieved through network firewalls, data encryption, physical access controls to our office space, and information access authorization controls. You are responsible for ensuring the security of your password(s).
Although we do our best to protect your personal information, no transmission over the Internet, or method of electronic storage, is 100% secure. By providing personal information to us, you agree that we may communicate with you electronically regarding security, privacy, and administrative issues relating to your use of our website, products, and services. In the unlikely event of a security breach, we will, to the extent required by law, notify you so that you can take appropriate measures.
Notice to California Residents
We comply with the California Consumer Privacy Act of 2018. If you are a California resident and wish to learn more about your privacy protections under this Act, please click here https://oag.ca.gov/privacy/ccpa
Retention of Personal Information
We retain your Personal Information for as long as is necessary to fulfill the purposes for which we collect it, such as to provide you with the financing or service you have requested, and for the purpose of satisfying any requirements that apply to us such as legal, reporting or contractual requirements.
Shine the Light Law
We do not disclose personal information obtained through our website or services to third parties for their direct marketing purposes. Accordingly, we have no obligations under California Civil Code § 1798.83.
How To Contact Us
We'd love to hear from you! If you have questions or concerns about this Privacy & Security Policy, please contact us.