Resources

We're here to help you grow your business, and get you the latest news and best knowledge and trends on business finances. On this resource library you'll find posts on topics like working capital, technology, marketing, small business news and tips to grow your business. Follow us on social media or subscribe to our newsletter to never miss an update!

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SBA 504 Loans Explained: Who’s Eligible, and How Do You Apply?

In this guide to SBA 504 loans, learn what they can be used for, the eligibility requirements, and answers to frequently asked questions.

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Get Your Business Through Tough Times with a Business Line of Credit

When the going gets tough, the tough get a business line of credit. Discover how this financial tool can help your business weather any storm in our new blog post.

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SBA Microloans: How to Apply and Eligibility Requirements

SBA microloans provide smaller amounts of funding for small businesses. Learn all about this financing option and what you need to apply.

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Mastering Your Business Line of Credit: Essential Dos and Don'ts for Success

Looking to use a business line of credit? Learn the dos and don'ts for managing your credit line successfully and avoid common mistakes that could hurt your business.

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Navigating Financial Products: A Guide for Entrepreneurial Success

Finding the resources for funding can be an arduous process, but it doesn’t have to be. Take a look at our best resources for different financial products!

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Are There PPP Alternatives Available for Your Business?

Now that the Paycheck Protection Program has ended, what should you do if you need financing? Use this guide to learn about possible PPP alternatives.

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Surviving the Digital Revolution: 5 Ways Technology Changed Small Business

In today's world, small businesses must embrace technology to stay competitive. Learn how 5 key advancements have changed the game in our new blog post.

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Essential Criteria for Securing Business Financing

Are you getting ready to secure business financing? Use Backd's organization guide to prepare your business for successfully applying for business funding.

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Compared: Best Business Lines of Credit

Have you considered using a business line of credit but don't know where to start? Backd's here to compare the best business lines of credit on the market.

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SBA 504 Loan Requirements You Need to Know Before Applying

Do you own a small business in need of funding? In this guide, learn about the SBA 504 loan requirements to decide if it’s the right option for you.

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Boost Your Business Cash Flow: 6 Effective Short-Term Working Capital Advance Strategies

Boost your business cash flow with these 6 effective short-term working capital advance strategies. Learn how to inject quick capital into your business.

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How to Apply for an SBA Loan: The 5 Steps You Need to Know

Want to know how to apply for an SBA loan? Discover the loan options available for small businesses and what steps you can take to submit an application.

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Weighing Your Options: Business Credit Card vs. Business Line of Credit

Credit is crucial to business operations, but how can you utilize credit? Let's compare and contrast two of the most popular credit options on the market.

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Secured Loans for Businesses: What Entrepreneurs Need to Know

Secured loans for businesses are one financing option when you need capital. Learn about the pros and cons to help you decide if it’s the right choice for you.

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Expanding Your Business Abroad? You Need a Multi-Currency Account

Our partners at Airwallex share the intricacies of expanding your business into new countries and how they can help support your growing business.

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Essential Factors to Consider When Seeking Business Funding

Are you looking to secure funding for your business? Stay afloat in the business funding pool with Backd’s essential factors when seeking to fund your business.

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How To Maximizing Business Growth With Business Funding: A Comprehensive Guide

Interested in learning how you can use funding to grow your business? Check our guide to see some of the ways that securing financing can develop your dream.

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How Do I Apply for PPP Loans?

If you’re wondering how to apply for a PPP loan, the unfortunate news is that the program has ended—but that doesn’t mean you can't access other funding! See how here.

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Are SBA Loans Hard to Get?

It’s easier to get an SBA loan knowing what the requirements are going into the application process. Find out what the requirements are and what other options you have.

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How Do I Get Funding For a Business Without Collateral?

Options for funding a business without collateral include unsecured loans as well as alternative business financing.

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Easy Small Business Loans for Bad Credit

Learn about the easiest small business loans to get if you have bad credit. Explore the minimum credit scores required and some other financing options.

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How Do Most Small Businesses Get Funding?

It can be frustrating to have a great business idea, but not the capital to see it through. Loans can help, but the key is to know which ones are worth taking.

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How Does a Small Business Qualify for PPP?

While the Paycheck Protection Program (PPP) has concluded, you may still benefit from SBA loans and other financing alternatives.

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Is PPP Money Still Available for Small Businesses?

PPP loans are no longer available. So, where does this leave small business owners? Explore your options here

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Do You Have to Pay Back SBA Loans?

SBA loan forgiveness ended in 2022, so all SBA loans must be paid back as usual. Find out how to pay them back and what other funding options are available.

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How Can I Get Funding for My Business Fast?

When you need funding for your business, there are several options available. When you need it fast though, it might make more sense to turn to Backd.

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What Kinds of Loans Can Small Businesses Get?

Are you wondering what kinds of small business loans are available, from SBA loans to commercial loans to alternative financing? Learn about all of your options.

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Weighing Your Options: Small Business Loans vs. Alternative Lending

Confidently understanding the difference between small business loans and alternative lending is the first step to making the right choices for your business.

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Business Loan Requirements

Business loans can have complex requirements, but we want to help break them down to empower you to make the best decision for your business.

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PPP Small Business Loans

PPP loans may be a thing of the past, but the ripples are still being felt. Find out how to support your business in the future.

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How to Prep your Business for an Amazing Q1 Post Holiday Season

Start planning and implementing these common practices to prepare your business for an amazing first quarter.

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Wellness Resources for Small Business Owners

Strategies and other resources for entrepreneurs to create their own wellness programs.

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Seasonal Working Capital

An overview of seasonal working capital, including what it can be used for and how to secure it.

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SBA Loan

Discover what loans the Small Business Association supports, what it takes to qualify, and if they’re the right solution for your business.

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10 Ways Entrepreneurs Re-center Themselves in the New Year

Entrepreneurs use a variety of strategies to re-center themselves so they can charge forward with growing their businesses in the new year. We share our top 10 tips.

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How Quickly Can You Get a Business Loan?

Secure funding for your business can be a lot quicker than you think!

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5 Ways to Help Your Small Business Partners Prepare for the Holiday Season

Here are some of the best ways for partners to support their clients as they navigate a difficult holiday season

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How to Get Funding to Keep up With Holiday Demand

With the holiday seasons come extra considerations and budget changes you may not have planned for. Here's the best options if you're looking for funding.

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The Biggest Challenges Small Businesses Face Around the Holidays

The holiday season can get tricky for small businesses. We listed out some of the biggest setbacks so you can be prepared for any issues that come up.

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The Ultimate Guide to Securing Business Financing

Everything you need to know about different types of business financing and how to get funding for your business.

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Can You Get a Line of Credit to Start a Business?

A business line of credit can help new and existing businesses cover their expenses and provide them with steady funding.

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What Amount Is Considered a Small Business Loan?

Small business loans vary greatly in amounts, but they all serve to support a thriving economy. Find out how to determine what amount to ask for here.

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Are Small Business Loans Hard to Get?

Small business loans can be tough to qualify for. Find out about the requirements, what might disqualify you, and what your other business financing options are.

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Is It Difficult To Get a Business Line of Credit?

Traditional lenders often have stricter requirements. When you partner with Backd, the requirements to open a business line of credit are much less narrow.

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How Long Should a Business Be in Place before Applying for Lines of Credit?

A business line of credit is a borrower-friendly solution that can cover unexpected expenses, fuel growth strategies, and more.

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Can Businesses Use a Line of Credit?

What does a line of credit mean for your business? Here’s how to make sure you get the most out of your funding.

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Best Business Line of Credit for a New Business

Discover how a business line of credit can help new businesses become more responsive, and find out what it takes to qualify.

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How Do New Businesses Get Credit?

Line of credit is a great option for supplemental business funding. Here’s how you can get credit for your business.

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Is a Revolving Line of Credit Good?

If you make payments on time, and you don’t take out more than you need, then a revolving line of credit could be perfect for your business.

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How Do You Qualify for a Revolving Line of Credit?

Discover how a revolving line of credit can prepare your business for whatever comes your way and what it takes to qualify.

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How Can a Woman Get Money to Start a Business?

An easy guide to small business grant resources and business financing for women.

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What Is a Revolving Line of Credit?

Revolving lines of credit are one of the most powerful funding tools a business owner can have, for growth, cash flow gaps, and so much more.

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Apply For a Revolving Line of Credit

Find out how to apply for a revolving line of credit to help you strategically grow, expand, or innovate your business.

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Small Business Loans for Women

Find out more about the options available for small business loans and lines of credit for women-owned businesses.

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Line of Credit for Women-Owned Business

Learn about funding options for women-owned businesses, including how a line of credit can help women entrepreneurs access the funding they need.

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Sources of Working Capital for Small Business

The four sources of working capital for a business include equity, debt, and grants, as well as how to calculate working capital.

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How Much Working Capital Do I Need for a Small Business?

How much working capital do you need for your small business? Generally, a comfortable working capital ratio is from 1.2-2.

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Small Business Loans

Discover what it takes to acquire working capital through a small business loan and see if this is the right option for you.

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Business Line of Credit

Discover how a line of credit can help make businesses more responsive to opportunities and challenges.

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What Are Types of Lines of Credit?

You can get a personal, business, or home equity line of credit to cover cash flow gaps, emergencies, growth initiatives, and so much more.

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What Is the Advantage of a Line of Credit Over a Regular Loan?

A line of credit is the perfect option for short-term expenses that arise.

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What Is a Line of Credit and How Does It Work?

A line of credit is a flexible financing option that allows you to pay for whatever you need, whenever you need it.

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Business Line of Credit

A line of credit is a borrowing option that gives you the flexibility you might not get with other options.

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What Is Working Capital for a Small Business?

Working capital consists of the assets you have available to turn into cash in order to pay short-term debts.

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Working Capital For Small Businesses

What is working capital and how do you calculate it? How much working capital does a small business need?

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Can I Get a Loan if I Just Started My Business?

It can be tricky to secure a loan for a new business or a startup. Fortunately, there are some funding alternatives.

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Is Working Capital Money Needed to Start a Business?

If you’re curious how much working capital money is needed to start a business, we have a few tips for figuring this out.

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How Do I Get Working Capital to Start a Business?

Learn how to get working capital when starting a new business, including options for different sources and knowing what documents may be needed.

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Working Capital Loan for a New Business

As a new business, a working capital loan might help you get past a roadblock. See if it’s good for your business.

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What Are the 4 Main Components of Working Capital?

There are four working capital components that should be monitored to maintain a robust cash flow. Accounts receivable, accounts payable, cash, and inventory

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What Are the Elements of Working Capital Management?

Working capital management is a balancing act. Knowing what to look out for will help you keep that balance.

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What Is Working Capital Management and Its Types?

In order to properly assess your company’s entire financial well-being, you must possess direct insight into your working capital and streamline your working capital management processes.

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What Is Working Capital Management and Why Is It Important?

Businesses that operate without plans or procedures in place for monitoring, managing, and using working capital effectively are treading dangerous ground. With just a few working capital management best practices, companies can better understand and balance their assets and liabilities. What, exactly, is working capital—and how do you manage it? Our new blog provides a quick guide to working capital management.

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What Are The Benefits Of Working Capital Management?

Working capital ( i.e. cash on hand) is an important factor when it comes to financial health and business success. So, how do you generate it and more importantly how do you use it? That’s what working capital management looks to solve. Learn more about the benefits of working capital management in our latest blog.

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What Is the Importance of a Working Capital Cycle?

The working capital cycle is an integral part of a successful business’s lifespan. Is your organization doing the most during the four phases? What are those phases? Find out now!

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What Are the Most Important Characteristics of Working Capital?

Each component of working capital helps determine if you have the assets to pay for unexpected financial obligations.

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What Is a Good Net Working Capital Ratio?

A good net working capital ratio is usually between 1.5 and 2. If it’s not, consider some of these common issues and solutions.

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Why Do We Calculate The Working Capital Turnover Ratio?

The working capital turnover ratio shows how much work capital is done in a company to generate sales and can be a good measure of a business’s health.

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Is a High Working Capital Ratio Good?

Learn how to know what the best working capital ratio is for your business, and what the pros and cons of a high ratio are.

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What Are the Six Types of Short-Term Financing?

Discover how your businesses can gain working capital to fund everyday expenses, seize opportunities, and respond to emergencies.

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Is Working Capital Long Term or Short Term?

Working capital can be both short term and long term. Understanding the distinction can help business owners thrive.

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Working Capital Ratio

Working capital ratios are delicate things. How do you determine the sweet spot for your business?

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What Are Short-Term Working Capital Sources?

What happens when the unexpected causes a financial burden on your business? Short-term working capital can help.

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What Is Short-Term Working Capital

Short-term working capital is the lifeblood of any successful business.

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Importance of Working Capital

Working capital is one of the most important characteristics of a company, and can determine whether it succeeds or not.

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Working Capital Management

A breakdown of the components of working capital and the approaches to working capital management, as well as short-term business funding.

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Short-Term Working Capital

What is short-term working capital and what are the best ways to get additional short-term working capital quickly?

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Working Capital

What is working capital? How do you ensure you’ve got the right amount? What do you do if you need an influx of it, fast?